About Home Mortgage Management

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Home Mortgage Management (HMM) is a company dedicated to helping all homeowners manage their signal largest investment . .  their Home.  Whether you're a newer, first-time homeowner or a seasoned .homeowner, there is still a process which, when followed, will save you thousands of dollars.  As a consumer and homeowner, you probably follow interest rates very closely but did you know that there are about 13 different metrics which affect your monthly payment and the overall amount of interest you pay over the life of your loan?  Some examples are : Your credit score, your loan program, your LTV (loan-to-value) etc.  Are you paying mortgage insurance?  

These metrics are constantly changing, as do interest rates.  The main problem is that most consumers don't have the ability or the time to monitor these metrics in search of their 

Window-of -Opportunity!  That's where we come in.

Here at HMM, and with your help, we do the following:

• First, we do a FREE Analysis - This first step in critical to identifying "Where you currently are".
• Next, We Listen - It is important to find out what some of your financial goals are as they relate to your home.  We will have a direct phone conversation with you, ask probing questions and find out what is important to YOU!
• Then we Create the Plan - At this step, after identifying your current financial health, knowing your personal financial goals and  always having our finger on the pulse of the mortgage markets, we watch for your Window-of -Opportunity!
• Quarterly Review - After having created a unique plan for you and as we watch the mortgage markets, stay in touch by reviewing our plan, with you, every 3 months.  

                                                         Best of all . . .

                                    This process is a FREE service